During the summer months and throughout the fall, Minnesota construction companies work diligently to repair roads and maintain building structures before it begins to snow. Construction workers face significant danger when handling heavy equipment, but perhaps the largest potential for injury lies in construction vehicle accidents.
Whether your job requires you to repave roads in downtown Minneapolis or reconstruct medians on I-94, you could suffer from car accident injuries if hit by a distracted commuter. If your injury occurs while you work your construction job, you may have the right to have your medical costs paid for by your own company. In Minnesota, you hold the right to apply for workers’ compensation if another vehicle injures you while you work, but you may not want to try to contact your employer’s insurance company alone. Hiring an experienced attorney that will help you gather evidence and present your case may leave you receiving the maximum amount of payment possible.
The dangers of driving construction vehicles
According to the Bureau of Labor Statistics, in 2012, it was reported that truck drivers die at 24 times the rate of any other employee and workplace environment. Non-life ending injuries are present in many truck accidents as well.
Truck accident injuries may see life-threatening results. Many workers suffer:
- Concussions or traumatic brain injuries (TBIs)
- Broken bones
- Spinal injuries
- Bruising and scrapes
Workers’ compensation policies
In Minnesota, construction companies are required to hold a workers’ compensation insurance policy. If workers face injury, a company will use their own insurance to pay for its employees’ costs.
If you were driving your construction vehicle and another driver hits you, you may have the ability to receive workers’ compensation if you acted within the scope of your employment. Even though your employer did not cause your injury, because you were working at the time, your employer may prove responsible to pay.
Workers’ compensation claims allow you to receive reimbursement for many expenses including:
- Medical costs
- Physical therapy
- Prescription medications
- Loss of work (temporary disability)
Hiring an experienced attorney will give you the best opportunity to receive damages for the injuries you sustained while you worked. Many insurance companies want to offer you the lowest possible claim, but your attorney will help you provide evidence to receive maximum benefits after you face an injury in your construction truck.